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Loans & MORTGAGES
Franklin County UNITED Bank is your community lender that offers excellent service, affordable pricing, and an abundance of lending alternatives. Providing personalized service is our main focus, and your application will be processed quickly and efficiently. Our lending decisions are made here, by people who know you. Let us provide a lending solution for you!

Personal Loans Business Loans
In-House Mortgage and Home Equity Loans
Agricultural Loans


Personal Loans
Franklin County UNITED Bank can provide lending solutions as flexible as you are. Whether you need a car, boat, computer, or other personal item, we can provide an affordable lending option. Our products and customer service are designed to fit your needs and your busy lifestyle.
  • New and Used Automobile Loans
  • Boat/Recreational Vehicle Loans
  • Consumer Loans (debt consolidation, medical, vacation, etc.)
  • Lines of Credit

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In-House Mortgage and Home Equity Loans
Enabling you to fulfill the American dream of home ownership is a goal of your home-town lender. Our loan officers will help you make sense of the complicated mortgage lending process and will help you choose a loan suited to your needs and your long-term goals.
  • Purchases and Refinances
  • Construction Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Home Equity Line of Credit

Nationwide Mortgage Licensing System Registration Information

Gene Seaton NMLS #: 718411
Tim Sanders NMLS #: 405378
Tammy Barnes NMLS #: 718418
Judy Nabors NMLS #: 718415
Janet Davis NMLS #: 863150
Tracey Smith NMLS #: 871552
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Business Loans
Providing hometown loan decisions for hometown business men and women helps to ensure that the needs of the Franklin County business community are adequately met. Our commercial loan products meet the needs of any business, large or small, and our loan officers will gladly come to your business to learn more about you and what you need from your banking partner to produce successful results!
  • Operating/Working Capital Loans
  • Equipment Loans
  • Real Estate/Construction Loans
  • Lines of credit for business operating expenses

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Agricultural Loans
Agribusiness is a key financial segment of our community, and our products are designed to offer affordable lending alternatives. We offer competitive fixed or variable interest rates and repayment terms tailored to your cash flow. We understand farming and want to be a partner in your success.
  • Operating/Production Loans
  • Equipment Loans
  • Farm Real Estate/Building/Facility Loans
  • Lines of credit for farm production and operation
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